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1. the interest-free installment payment program(hereafter referred as " the installment program") launched by Minsheng credit card center and its designated merchants apply to classic credit card, gold card and platinum card.
2. the designated merchants refer to the goods suppliers publicized on credit card center website or by other media. Our bank only offers the payment service and we have no relations of seller, agency or partner or guarantee with the suppliers.
3. when the credit limit amount is less than the 10% amount of the initial authorized amount, the cardholder have to pay off all the debts before purchasing goods from the designated merchants through the interest-free installment payment.
4. the principal amount on purchasing the"installment items"will be equally divided by tenors since the card confirmation date. The divided monthly repayment amount is calculated as follows: monthly installment =the total amount of the purchased goods consumption /tenor .for example: you have purchased products of гд6000 from designated merchants and your tenor is 12 months, the every month you have to repay гд500 for 12 months to pay off the total гд6000.
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